Services

• Retirement Planning  
• When approaching retirement, there are several very important questions that need to be addressed.   
• When should I elect Social Security?   
• How does health insurance/Medicare work in retirement?   
• How do I coordinate distributions from my investments when needed?  
• How is my tax situation different?  
• Most importantly, have I saved enough so that I won’t run out of money?  
• Schuler Wealth Planning can help you answer all of these questions and more so that you can retire with a plan in place that gives you the ability to retire with confidence. 
• Cash Flow Planning
• Coordinating a budget that helps you accomplish your financial goals is one of the key building blocks for financial success.  We will help you identify what track you are currently on and make recommendations to improve your long- term financial outlook. 
• Tax Strategies 
• Educating clients on how the tax code works is one of the most valuable tools we can give them.  Schuler Wealth Planning makes it a priority to put a plan in place to save and distribute your wealth in a tax-efficient manner.   We will work with your CPA or tax-preparer to coordinate any strategies employed.    
• Estate and Inheritance Planning 
• Making sure your assets are titled properly and labeling beneficiaries can be easy to overlook in a someone’s financial plan.  Schuler Wealth Planning will work with your estate planning attorney to make sure all of your titling and beneficiaries match your wishes. 
• Charitable Giving Strategies 
• If you are charitable minded and have gifting goals each year, Schuler Wealth Planning will explore unique strategies available that could potentially get more dollars to your chosen charity, while also provide some tax incentives to you. 
• Education Funding 
• Do you have children or grand-children that you would like to help financially to fund their education.  We will map out the expected costs and execute a plan to meet whatever funding goal you set.  We will also educate you on the best types of accounts to use to maximize tax-advantages and allow for flexibility if plans change.   
• Insurance Analysis 
• Need help figuring out if you have enough insurance?  Or the right kind?  Hiring a Fiduciary advisor to review your insurance program allows you to have someone representing you to determine if the policy is a good fit.  This removes the conflict of interest that an insurance agent may have when selling you a product.   
• Investment Management 
• In a world full of headlines that highlight complex investments that can often be expensive and inflexible, it is easy to get caught up in the hype.  Schuler Wealth Planning will help you cut through the noise and simplify a sound investment strategy to help you reach your financial goals.  We sift through investment options for you and come up with a portfolio that is low-cost, flexible, and easy-to-understand. 

• *Coordination for all of the above for a flat-fixed, transparent fee that isn’t based on a commission from selling a product or based on how wealthy you are.